RESEARCH DESK
Everything you need to start, verify, and grow with confidence. 100% free.
⚠ Educational data as of Q2 2026. Verify latest ratios on Screener.in and consult a qualified scholar. Not financial advice.
STEP 1: CHOOSE A PLATFORM
GROWW
Beginner‑friendly. Access Tata Ethical Fund, Taurus Ethical Fund, and direct stocks. Start SIPs from ₹500.
- ✓ Free account opening
- ✓ Zero commission on direct MFs
- ✓ Step‑by‑step guided investing
- ✓ Web, Android & iOS
ZERODHA
Advanced platform. Use Coin for mutual funds and Smallcase for curated Shariah‑compliant baskets.
- ✓ ₹200 account opening (equity)
- ✓ Coin: zero commission on MFs
- ✓ Smallcase: halal baskets
- ✓ Powerful charting & research
STEP 2: VERIFY A STOCK YOURSELF
USING SCREENER.IN
- Go to Screener.in and search for the stock (e.g. TCS).
- Click “Profit & Loss” → look for “Other Income”. This contains interest income.
- Click “Balance Sheet” → note Total Debt and Total Assets.
- Calculate the three AAOIFI screens:
- Interest % = (Other Income ÷ Total Revenue) × 100
- Debt % = (Total Debt ÷ Total Assets) × 100
- Illiquid % = (Fixed Assets + Inventory + Intangibles) ÷ Total Assets × 100
- Compare with our Stock Screen to save time.
You can also use Moneycontrol → Financials for similar data.